* You will receive a bill from the provider if out-of-network expenses exceed the maximum allowable charge. Diagnostic Care Call Us: (800) 544-9505. • Inlays, onlays and crowns If you use a dentist that is not in the PPO network, the insurance company will pay just like you are using a network dentist. 3 Adult Dental Preferred and Adult Dental Premier with Preventive Incentive are underwritten by QCC Insurance Company. Diagnostic Care When utilizing in-network dental providers: Network providers have agreed to a negotiated, discounted dollar amount for each covered charge. The Independence Dental … Through product innovation and committed relationships with our policyholders, we have built a strong, successful insurance organization. Plan options vary by state. • Sealants, one per tooth every three years for specific permanent molars* Sitemap, Copyright © 1996-2020 LTCC, Inc. All Rights Reserved. Phone Number: 212-355-4141 Company Address: 485 … Individual Dental Insurance. • Simple extractions Independence American Insurance Company is domiciled in Delaware and licensed to write property and/or casualty insurance in all 50 states and the District of Columbia. Independence Dental, Underwritten by Independence American Insurance Company, Inc. offers you access to high quality affordable PPO dental insurance coverage for individuals and families. Our sites provide an array of comparative health insurance, short term health insurance, dental, travel insurance quotes and dental discount plans, combined with insurance information and decision-making tools. Long Term Consumer Care, Inc. is an insurance agency and brokerage firm. License Information • Sealants, one per tooth every three years for specific permanent molars* Independence American Insurance Company is domiciled in Delaware and licensed to write property and/or casualty insurance in all 50 states and the District of Columbia. INDEPENDENCE AMERICAN INSURANCE COMPANY License Status : Active NAIC Number : 26581. The insurance companies will coordinate benefits to make sure that the two plans combined are not paying the dentist more than the procedure charge. Click on the DenteMax logo to search for network providers. You can also use a second plan to pick up when the other plan reaches it's annual maximum. Its products include short-term medical, hospital indemnity, fixed indemnity limited benefit, group and individual dental, and pet insurance. We have you covered with a broad variety of quality plans by four insurance companies, Including: Independence Dental, Spirit Dental Insurance and UnitedHealthcare. 100 Boise, ID 83705 Madison National Life Insurance Company, Inc. 3. Independence American Insurance Company is domiciled in Delaware and licensed to write property and/or casualty insurance in all 50 states and the District of Columbia. This will provide you with lower amounts out of pocket. For more information about IAIC and the IHC Group, visit www.ihcgroup.com. • Prophylaxis (the cleaning and scaling of teeth), limited to two per calendar year Sitemap, Copyright © 1996-2020 LTCC, Inc. All Rights Reserved. Independence American Insurance Company waives certain cost-sharing provisions for COVID-19 testing and related services on Short Term Medical policies. DBA Consumer Benefits Health and Dental Insurance. Its products include short-term medical, hospital indemnity, fixed indemnity limited benefit, group and individual dental, and pet insurance. About Independence American Insurance Company Independence American Insurance Company is domiciled in Delaware and licensed to write property and casualty insurance in all 50 states and the District of Columbia. DBA Consumer Benefits Health and Dental Insurance. We provide instant quotes from top rated insurance companies for multiple product lines and allows a user to purchase insurance directly from the company of their choice - always at the lowest price. Not available in all states. The PPO network available with Independence Dental varies by state. Long Term Consumer Care, Inc. is a insurance agency / producer licensed in most states and is not an employee of IHC or any of the other companies listed on this web site. Therefore, if all dental services are received from network providers, you will not be billed for any charges above the allowed amount, or maximum allowable charge. Its products include short-term medical, hospital indemnity, fixed indemnity limited benefit, group and individual dental, and pet insurance. • Fillings Customer Testimonials The insurance companies will coordinate benefits to make sure that the two plans combined are not paying the dentist more than the procedure charge. As the coronavirus (“COVID-19”) impacts our communities, IAIC remains committed to providing the highest level of service to its customers while ensuring the safety of our employees. • Space maintenance, including the initial appliance and adjustments within six months of installation for a dependent child up to age 16. • Emergency palliative treatment to temporarily release pain, Major care 3100 AMS Blvd. The company is rated A- (Excellent) for financial strength by the A.M. Best Company Inc. For more information about IAIC and The IHC Group, visit www.ihcgroup.com. The PPO network available with Independence Dental varies by state. *These plans are also certified to meet the individual mandate requirement for pediatric dental benefits as defined by the Affordable Care Act. With the PPO options, if you use a out of network dentist, you might have additional expenses out of pocket. Independence American is rated A- (Excellent) for financial strength by A.M. Best, a widely recognized rating agency that rates insurance companies on their relative financial strength and ability to meet policyholder obligations (an A++ rating from A.M. Best is its highest rating). For more information about IAIC and The IHC Group, visit www.ihcgroup.com. The following percentages are paid by the plan after deductible. When you run a quote, the options available in your area will be shown. The Independence PPO dental options use the DenteMax network in most states. Customer Testimonials PHONE 1-877-738-7237. Next day coverage. Waiting Periods for different classes of procedures are listed based on the plan option. Welcome Members. Dental coverage can start as early as tomorrow. Get a quote. Get an instant quote to compare plan coverage, premium and out-of-pocket costs. About Independence American Insurance Company: Available in all states Except: DE, DC, MA, NJ, NY, RI, VT, WA, (calendar year deductible does not apply), Dental Access Savings Plan - Utilizing the Aetna Dental Access® Network, DentalPlus Savings Plan Powered by the DenteMax Network. Not available in all states. Yes, you have the freedom to keep your dentist. INDEPENDENCE AMERICAN INSURANCE COMPANY License Status : Active NAIC Number : 26581. Please refer to the provider directory for a complete list of available network dental providers in your area. PPO stands for Preferred Provider Organization. Independence Holding Company (IHC) is a holding company that has been offering a range of products to consumers through subsidiary companies since 1980. Click on the category below to select your destination. • Full-mouth X-rays, limited to one every three years, Basic care Licensed nationwide, LTCC operates electronic consumer insurance information services nationwide and worldwide. • Amalgam restorations The following percentages are paid by the plan after deductible. Its products include pet insurance, short-term medical, hospital indemnity, fixed indemnity limited benefit, group and individual dental, and Medicare Supplement. The dentists that are in the network are contracted with the network and charge according to a discounted fee schedule. • Full-mouth X-rays, limited to one every three years, Basic care Dental coverage can start as early as tomorrow. Independence American Insurance Company is domiciled in Delaware and licensed to write property and/or casualty insurance in all 50 states and the District of Columbia. • Bitewing X-rays, limited to one per calendar year We provide instant quotes from top rated insurance companies for multiple product lines and allows a user to purchase insurance directly from the company of their choice - always at the lowest price. • Topical application of fluoride for dependent children, limited to one per calendar year* Privacy Policy If you use a dentist that is not in the PPO network, the insurance company will pay just like you are using a network dentist. Free Discount Rx Plan Humana Dental Insurance Company 500 W. Main Street, Louisville,KY 40202 888-347-0092 Humana Insurance Company 500 W. Main Street, Louisville,KY 40202 888-347-0092 Independence American Insurance Company 485 Madison Ave. 14th Floor, New York,NY 10022 800-471-6191 Its products include short-term medical, hospital indemnity, fixed indemnity limited benefit, group and individual dental, and pet insurance. • Dentures and maintenance prosthodontics Yes, you can have more than one dental plan. With the PPO options, if you use a out of network dentist, you might have additional expenses out of pocket. This 2021 Adult Dental Plan Overview represents only a partial listing of the … • Periodontic services • Dentures and maintenance prosthodontics • Oral surgery Dental insurance provides a greater level of coverage for preventive care, but can also help with major care like root canals, up to the policy’s annual maximum benefit. • Routine oral exams, limited to two per calendar year Its products include short-term medical, hospital indemnity, fixed indemnity limited benefit, group and individual dental, and pet insurance. • Inlays, onlays and crowns • Oral surgery • Simple extractions • Emergency palliative treatment to temporarily release pain, Major care • Surgical extractions • Amalgam restorations Healthinsurance.org 6. Independence American Insurance Company is domiciled in Delaware and is licensed to write property and/or casualty insurance in all 50 states and the District of Columbia. Independence American Insurance Company is domiciled in Delaware and licensed to write property and/or casualty insurance in all 50 states and the District of Columbia. You can also use a second plan to pick up when the other plan reaches it's annual maximum. When you run a quote, the options available in your area will be shown. Manage Policy Online. • Bridges. For over 30 years, the member companies of The IHC Group have provided health, life, disability, dental, vision, short term medical and hospital indemnity insurance solutions to individuals and groups. INDEPENDENCE AMERICAN INSURANCE COMPANY LAE Use CA individual dental premium earned over total CA premium earned to allocate LAE for CA portion Annual maximums from $1,000 to $1,500. Privacy Policy The PPO plans allow you to use a network or out of network dentist. Independence American Insurance Company waives certain cost-sharing provisions for COVID-19 testing and related services on Short Term Medical policies. Independence American Insurance Company’s (“IAIC”) highest priority is the well-being of our customers, partners and employees. IAIC has a … Its products include short-term medical, hospital indemnity, fixed indemnity limited benefit, group and individual dental, and pet insurance. • Endodontic services Click on the DenteMax logo to search for network providers. Coverage can begin as early as tomorrow. • Surgical extractions Plan options vary by state. IHC’s subsidiary companies are: 1. If the dentist charges more, you will be charged the difference by your dental office. Standard Security Life Insurance Company of New York 2. For over 35 years, the member companies of The IHC Group have provided health, life, disability, dental, vision, short term … About Independence American Insurance Company: Available in all states Except: AK, CT, DE, DC, MA, NH, NM, NJ, NY, RI, VA, VT, (calendar year deductible does not apply), Connect STM - Short Term Health Insurance, UnitedHealthcare - Short Term Health Insurance, Dental Access Savings Plan - Utilizing the Aetna Dental Access® Network, Careington 500 Series Dental Savings Plan, Careington POS Series Dental Savings Plan. • Fillings • Composite restorations, limited to anterior teeth and bicuspids The PPO plans allow you to use a network or out of network dentist. Independence Dental by Independence American Insurance Company PPO Dental Insurance and Indemnity Plan Options - Plan can become effective as Early as Tomorrow No Waiting periods for exams, cleanings or diagnostic x-rays.

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